Pet Insurance

What Is Pet Insurance?

We are a society that spends tons of money picking out the right food, the right bedding, and all the best toys for our pets, yet we’ve been so slow to embrace the concept of pet insurance. The pets in your household are very much a part of the family, which means their health should be taken just as seriously as our own. If this is the case for you, then you might want to consider pet insurance.

Pet insurance is peace of mind for a family with a beloved family pet. Put simply, pet insurance protects you from very costly vet bills that can result if your pet experiences an injury or illness. You will pay a monthly premium for a pet insurance policy that will then reimburse you for a certain percentage after you pay the vet bill.

With high-tech treatment available for animals now it’s extremely helpful to know that even in a difficult time, you won’t have to worry about the financial aspect – you can just focus on getting your pet well! Pet insurance helps you manage your veterinary bills so you can give your pets the best care possible.

You’ll Never Have to Decide Between Your Wallet and Your Pet

This usually comes up in older pets, but sometimes deciding whether or not to have a surgery is one of the hardest things you will have to do as a pet owner. By having pet insurance, you can take the financial aspect out of the equation and base your costly medical decisions purely on what’s best for your pet.

Veterinary Costs Are Rising

More and more treatments are becoming available for pets every day and costs for operations. The peace of mind that comes with knowing that any accident will be covered outweighs the month-to-month costs of pet insurance for most owners.

You Can Pick a Plan That Fits Your Needs

Pet insurances can be tailored to fit your budget and needs. If you sign up when your pet is young, you have more options to choose from. These options range from major accidents only to vaccinations and general checkups. Check out our dog insurance rankings to see the different options that are available.

It’s Easy

One of the big benefits of having pet insurance is how easy it is to be reimbursed. Most plans ask that you send in a receipt from your vet, and within a few weeks, you’ll receive a check for part or all of the costs from that visit. Knowing your plan is important, so you know what’s covered. But most pet insurance companies make it easy to receive your payment in a quick and painless manner.

All Breeds Are Not Created Equal

Just like humans, every dog and cat is different. Each breed is unique and comes with its own unique set of health conditions and abnormalities that might threaten it during its lifetime. Consider the health risks associated with your particular pet and you might find that the benefits outweigh the monthly costs of having insurance.